• Reverse Mortgage; Get Your Home Equity Working for You!

    DLC Parato Mortgage Group   |  

    Reverest Mortgaage info

    Taking advantage of your home equity through a CHIP Reverse Mortgage and freeing up some money to pay off unsecured high-interest debt on your credit cards, line of credit and/or loan, can be a very liberating move.

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  • Are millennials better or worse off than Gen-Xers?

    DLC Parato Mortgage Group   |  

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    Are millennials better or worse off than Gen-Xers at the same age?  Millennials are now the largest generation of people in Canada. They’re the most educated and diverse generation, but they face unique challenges…

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  • How To Stay Motivated During The Winter Season

    DLC Parato Mortgage Group   |  

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    This time of year is often centered on celebration, family, and friends. The fact is some people find themselves mired in family conflict or feeling lonely, heightening their levels of emotional stress.   Unfortunately, the pressure during these months can cause us to get distracted from some of our most important goals.

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  • Time to Go House Hunting

    DLC Parato Mortgage Group   |  

    Mortgage for house hunting

    If you do find a home that you really love, we have put together a house hunting checklist to help you evaluate the home!  Give us a call, we can help!

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  • Mindful Budgeting for the Holidays

    DLC Parato Mortgage Group   |  

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    Be mindful with money this season! Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff.

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  • What You Did Not Know About Renewing Your Mortgage

    DLC Parato Mortgage Group   |  

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    Why do close to 70 percent of mortgages never make it to the end of their term!?

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  • 7 Steps for Mortgage Prep

    DLC Parato Mortgage Group   |  

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    To help you make the most of these next few months, I have some great tips for you around the 7 steps for mortgage prep, what to know if you’re up for mortgage renewal and tips for maximizing your holiday budget!

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  • Finding Your Financial Freedom

    DLC Parato Mortgage Group   |  

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    Money. It’s virtually impossible to get by in life without it, and everyone wants more of it. But many people struggle to manage their money and make it work for them. And all the stats are going in the wrong direction.

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  • Your Credit Rating: The Four C’s

    DLC Parato Mortgage Group   |  

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    This is how lenders and credit agencies determine the interest rate you pay, or whether you will qualify for a mortgage at all.

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  • 10 Mortgage Mistakes - We Can Help

    DLC Parato Mortgage Group   |  

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    Whether it is your first house or you’re moving to a new neighborhood, getting approved for a mortgage is exciting! However, even if you have been approved and are simply waiting to close, there are still some things to keep in mind to ensure your efforts are successful.

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  • Some Tips, Once You Have Bought Your First Home

    External Author   |  

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    Homeownership is accompanied by a new world of stresses and anxieties. As soon as you move in, you’ll no doubt discover things that aren’t working right or aren’t as you anticipated.  It’s a learning experience as you try to tackle the issues, sometimes an expensive experience at that.

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  • Hamilton and Burlington Home Prices Still Rising As Falling Sales Reflect Insufficient Supply

    DLC Parato Mortgage Group   |  

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    Existing home sales dipped 0.5% on a month-over-month (m/m) basis in August, marking the smallest of the five consecutive declines since March.

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  • 5 Approval Roadblocks You Should Know

    DLC Parato Mortgage Group   |  

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    September means back to school (and back to reality!) for most of us. To help you reset and get back on your feet, I have some great information about approval roadblocks to avoid, finding your perfect home type and how to talk to your kids about finances!

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  • All About Reverse Mortgages

    DLC Parato Mortgage Group   |  

    Retired with reverse mortgage

    While there are many different mortgage options out there, there is one type of mortgage available for seniors: a reverse mortgage. This article will be your comprehensive guide to reverse mortgages, what they bring to the table, and how they may be beneficial.

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  • Tips for Homeowners looking to Refinance

    External Author   |  

    Mortgage Refinancing rates in Ontario

    When should you consider refinancing?

    If you are currently managing more than one line of credit, or maybe you have some credit card debt that you can’t seem to get under control, refinancing can be a possible solution.

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  • The best mortgage rates

    External Author   |  

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    “What is your best rate?” Now you may think that this is an easy question for a mortgage broker to answer, but it’s really very complicated. You want me to just tell you what my best rate is for a certain term of mortgage.

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  • Bank of Canada Inflation Forecast

    DLC Parato Mortgage Group   |  

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    The Bank of Canada raised its inflation forecast in the newly released July Monetary Policy Report (MPR), making it one of the most hawkish central banks in the world. The Bank announced its third action to reduce its emergency bond-buying stimulus program by one-third. 

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  • Canadian Housing Continued to Slow in June

    DLC Parato Mortgage Group   |  

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    Ontario real estate is seeing an average year-over-year rate of price growth in the 30% range, however, as with B.C., gains are notably lower in the GTA and considerably higher in most other parts of the province.

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  • Is the housing market slowing down?

    External Author   |  

    After the frenetic pace of homebuying in Canada barely gave mortgage professionals the chance to catch their breath during the opening half of the year, the market appears to have cooled somewhat in recent weeks.

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  • The Slowdown In Canadian Housing Continued in May

    DLC Parato Mortgage Group   |  

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    The two-month slowdown in Canadian housing is welcome news. The OECD recently released a report showing that New Zealand, Canada and Sweden have the frothiest housing markets in the world.  Clearly, COVID led many around the world to alter their abode, driving prices higher almost everywhere.

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